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LUX MED Insurance > Offer

Individual Health Insurance Magnolia

Comprehensive medical care for children and adults
Individual Health Insurance Magnolia
Our Consultant will answer all your questions.

Magnolia health insurance is addressed to individuals who appreciate comprehensive medical care. On preferential terms, it is available for people who had health care in LUX MED Sp. z o.o. as part of employee subscription or in the Polish division of LMG Försäkrings AB, as part of group health insurance. This is how they can maintain the continuity of medical care provided by their current LUX MED Group doctors, which is especially important e.g. in the case of comprehensive specialist care as well as children specialist care, with access to a wide range of diagnostic tests and examinations. The preferential health insurance tariff can benefit patients who are under 70 and if no more than 30 days passed from the date of medical care termination in the employee subscription or in the Polish division of LMG Försäkrings AB, as part of group health insurance to the starting date of the insurance.

Medical services are performed in more than 70 modern LUX MED Group's (LUX MED and Medycyna Rodzinna) own medical centres and, depending on availability of services, in a nationwide network of over 700 cooperating facilities, listed at
The insurance fully covers payments for medical services guaranteed under the Insurance contract, which enables you to receive medical services with no additional payments. You can choose the form of payment in monthly, quarterly, semi-annual or annual installments. The range of benefits and premium amounts are adjusted to the age of the insured patients.

We address your most important medical needs and, as part of the insurance, offer the following:

  • unlimited no-referral access to primary care physicians and 18 specialties available to adult patients,
  • unlimited access with referral to additional 16 specialties to adult patients,
  • unlimited comprehensive panel of diagnostic tests and examinations (including diagnostic imaging procedures: X-ray, ultrasound, computed tomography, magnetic resonance imaging with standard contrast agents),
  • consultations with an allergist and skin allergy tests,
  • pregnancy management,
  • comprehensive laboratory consultation procedures,
  • 24-hour access to the Medical Hotline and prompt access to on-duty doctors in emergency situations,
  • 24-hour access to the Hospitalisation Consultant service, specialised call centre professionals and medical consultants providing information related to hospital admissions, both within the scope of services financed publicly and commercially, in the case of a planned hospitalisation.

We think of your convenience and save your time and money:

  • simple and fast process of assembling the necessary documents,
  • after the first premium payment and receiving correctly written documents, rapid activation of entitlements not earlier than 3 working days,
  • upon purchasing the Magnolia insurance, the insured person keeps the continuity of medical history and pays no additional fees during appointments with a specialist or examinations within the indicated Range,
  • favourable forms of payment and discounts for annual and semi-annual payments,
  • 10% discounts on services not covered by the insurance and provided at the LUX MED Group's own medical centres,
  • ability to choose a convenient payment option adjusted to the age of the insured person:
    - Basic premium tariff - CLICK, Basic tariff table
    - Preferential premium tariff - for individuals who had a subscription or group health insurance as part of employee subscription in LUX MED Group - CLICK, Preferential tariff table

See frequently asked questions with answers. Click, link to FAQ.

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